Any alterations to your credit account will be advised in writing so make sure you take notice of these letters. There are laws in place that require credit card companies to notify their customers of changes 45 days prior to when the changes are implemented. Look at these changes to figure out if you should keep the account. If you don't like the changes, then by all means, close your account!
Your car is among the most important purchases you'll ever make. Make sure that you do not spend too much on a car, by shopping around at more than one dealership. You can include the Internet in your search.
If you're married, the spouse who has the best credit history should apply for any loans. If you need to improve your credit score, get a credit card you can afford to pay off monthly. After your credit is improved, it will be possible to apply for joint credit.